
When I purchased my first home, I thought I was prepared for homeownership. I did extensive research and prepared myself financially for the responsibility. I was an aggressive saver and my only debt was student loans (of less than $5,000).

When I purchased my first home, I thought I was prepared for homeownership. I did extensive research and prepared myself financially for the responsibility. I was an aggressive saver and my only debt was student loans (of less than $5,000).

As a Black financial planner who works with people of color, my clients often face the dilemma of balancing their financial goals with the internal pressure of helping others. When you’re the first person in your family or social

I often hear the same questions about financial priorities: Should I pay off debt before I save, or is it possible to do both? How much should I invest in my company’s 401(k)? When does it make sense to contribute