In my work with tech employees, I’ve seen some companies offer a choice between RSUs and stock options. Equity compensation is already confusing to most employees, and the addition of this choice adds even more complexity. Here are suggestions on what factors to consider when making this decision.

Minimalism is more than just getting rid of old stuff or living a simple life. It’s about reducing distractions so you can focus on what really matters; what makes you happy. I find that there’s a clear correlation between intentional living and financial stability. It all starts with shifting your mindset.

Many public tech companies offer an Employee Stock Purchase Plan (ESPP) as an employee benefit. ESPPs allow employees to purchase shares of company stock at a discount through payroll deductions. On the surface, the decision to participate in an ESPP is a no-brainer. After all, the discount is free money! Suppose you are juggling financial priorities or receiving other forms of equity compensation (like restricted stock units or stock options). In that case, the decision to participate in an ESPP is a bit more complicated. Before you enroll in your company’s plan, here are some things to consider.